Terms and Conditions
Effective Date: October 22, 2025
Address: 62 Walnut St, Hampton, VA 23665 Unit 65457
1. Introduction
Welcome to Hearts on Fire Network (“we,” “our,” “us”). By accessing, purchasing, or participating in our website, social media, courses, or live sessions (collectively, the “Services”), you agree to these Terms & Conditions (“Terms”). These Terms govern all use of our Services, whether educational, digital, or faith-based. Please read them carefully before engaging with our content. If you do not agree, you must discontinue use immediately.
2. Our Mission
Hearts on Fire Network is a faith-based educational and empowerment platform that provides spiritual, personal, and professional development through online courses, live training, books, and digital resources. While our teachings promote inspiration and growth, they are for informational and educational purposes only and are not a substitute for professional, financial, medical, or psychological advice.
3. User Responsibilities
By using our Services, you agree that you:
● Are at least 18 years old or have legal guardian consent.
● Will not misuse, resell, copy, or distribute our materials without written permission.
● Will use the information responsibly and understand that results vary for each individual.
4. Disclaimer of Warranties
Our content, courses, and materials are provided “as is” and “as available.”
We make no guarantees or warranties, express or implied, about:
● The accuracy or completeness of information.
● Any expected results from using our teachings or training.
● Outcomes related to spiritual, personal, or professional growth.
You understand and agree that your use of our content is entirely at your own risk.
5. Limitation of Liability
To the fullest extent permitted by law:
● Hearts on Fire Network, its founders, team members, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, or special damages of any kind arising out of your use of our Services.
● This includes, but is not limited to, any claim related to emotional distress, mental health issues, injury, loss of income, reputation, or data.
● If you apply any of our teachings and experience harm, setback, or negative result, you agree that you assume full responsibility for your actions.
No monetary damages of any kind may be sought or recovered.
6. Health, Emotional, and Spiritual Disclaimer
Our content may discuss emotional well-being, mindset, or faith principles. However:
● We are not licensed counselors, medical providers, or legal professionals.
● Our resources are not intended to diagnose, treat, or cure any condition.
● If you experience distress, self-harm thoughts, or a mental health emergency, please contact a qualified professional or emergency service immediately.
By engaging with our Services, you release Hearts on Fire Network from all responsibility related to your personal decisions or emotional outcomes.
7. Intellectual Property Rights
All content, including text, graphics, logos, videos, and materials, are the property of Hearts on Fire Network or its licensors and are protected by copyright and intellectual property laws. You may not reproduce, modify, or distribute any content without prior written consent.
8. Payments and Refunds
All payments for digital or physical products are processed securely through third-party services (e.g., Stripe, PayPal). Due to the nature of digital content, all sales are final, unless otherwise stated in a written policy.
9. Indemnification
You agree to indemnify and hold harmless Hearts on Fire Network, its affiliates, staff, and agents from any claims, damages, or expenses (including legal fees) arising from your use of our Services, violation of these Terms, or infringement of third-party rights.
10. Governing Law
These Terms shall be governed by and construed under the laws of the Commonwealth of Virginia, without regard to its conflict of law principles.
11. Arbitration Agreement (No Court or Jury Trial)
You agree that any dispute, claim, or controversy arising out of or relating to these Terms, your use of our Services, or any communications with Hearts on Fire Network shall be resolved exclusively through binding arbitration.
● The arbitration will take place in Hampton, Virginia, under the rules of the American Arbitration Association (AAA).
● There shall be no right to trial by jury or participation in a class action.
● Each party will bear its own legal fees unless the arbitrator determines otherwise.
● The arbitrator’s decision shall be final and binding.
By agreeing to these Terms, you waive your right to bring any claim in court or seek monetary damages.
12. Termination of Access
We reserve the right to suspend or terminate any user account or access to our Services for behavior deemed abusive, fraudulent, or in violation of these Terms.
13. Changes to Terms
We may update these Terms periodically. The updated version will be posted on our website with a new effective date. Continued use of our Services constitutes acceptance of the revised Terms.
14. Contact Information
Questions about these Terms may be directed to:
📍 Hearts on Fire Network
62 Walnut St, Hampton, VA 23665 Unit 65457